Student Financial Aid

Satisfactory Academic Progress Policy


The Office of Student Financial Aid must monitor Satisfactory Academic Progress (SAP) for all financial aid recipients. Federal, State and Institutional Financial Aid programs are affected by the Satisfactory Academic Progress Policy.

Undergraduate Students Standards

At the end of each semester or upon students’ re-enrollment at the University, students’ academic performance is reviewed to determine if a student is making satisfactory academic progress (SAP). The review is based on qualitative (grade point average) and quantitative measures (credits completed vs. credits attempted); it is also cumulative for all academic work attempted at University of Maryland College Park and transferred credits.

  • Undergraduate students must maintain cumulative grade point average (GPA) of 2.0 or above. Students who fail to meet the minimum qualitative (GPA) standards for the first time will be placed on Financial Aid Warning. Students will continue to receive financial aid during the warning period. Students who fail to meet the GPA requirement after the warning period will be placed on Financial Aid Suspension and will not qualify for financial aid.
  • Freshmen students with less than 30 UM attempted credits must complete with passing grade at least 50% of the total number of attempted credits.
  • All undergraduate students with more than 30 UM and transferred credits must complete at least 75% of the total number of credits attempted (including credits attempted during Summer, winter sessions, non-degree semesters and transfer credits). For example, an undergraduate student who enrolls for 12 credits and completes 9 credits has completed 75% of attempted credits.
  • Undergraduate students automatically become ineligible for any federal or state financial aid after attempting 180 credits, including transfer credits, even if he/she has never received financial aid.

Calculating Completion Rate

  • An attempted credit includes graded credits (“A”, “B”, “C”, “D”, “F”, “S”, or “P”), withdrawn credits (“W”), incomplete credits (“I”), and failure (“XF”). Completed credits are credits with passing grades (‘A’, ‘B’, ‘C’, ‘D’, ‘S’ or ‘P’). To calculate the completion percentage , total all completed credits (including your transfer credits) and then divide the number by the total number of attempted credits (including your transfer credits).
  • A student may receive financial assistance for a course that was repeated and for which a non-passing grade was received. A student may not receive financial aid to repeat a class for which a grade of ‘I’ was received that was not completed within the maximum time frame stipulated by the course instructor. UMD will allow students who receive a passing grade to repeat a class once.
  • Non-Credit Classes are not eligible for financial aid

Number of Completed Credits / Number of Attempted Credits = Percentage Completed

Warning and Suspension of Financial Aid

  • If students fail to meet any of the quantitative or the qualitative standards of the Satisfactory Academic Progress policy specified for the first time, he/she will be notified by Office of Student Financial Aid that he/she is placed on a Financial Aid Warning for one semester. Students will continue to receive financial aid during the warning period. If student fail to meet the SAP requirement after the warning period, financial aid assistance will be suspended and student will be notified his/her ineligibility for financial aid.

Appealing Suspension of Financial Aid

  • If student has extenuating circumstances he/she may appeal the suspension decision to the Financial Aid SAP Committee. Note: This appeal is not the same as an Academic Appeal for readmission to the University if student was academically withdrawn.
  • The committee will review each appeal and may grant waivers to the policy under the following documented conditions:
    • death of a relative
    • illness of the student
    • illness of a close relative of the student
    • other special circumstance
  • Submit within thirty (30) days of financial aid suspension an academic plan that has been agreed upon by the student and academic advisor, a written letter describing the extenuating circumstances that caused the student not to be in compliance of the SAP requirement(s), and how the extenuating circumstance(s) has changed. Include the SAP Appeal Form and supporting documentation with the appeal letter. The Financial Aid SAP Committee will notify student in writing the decision. The decision of the committee is final. If the SAP appeal is approved, student will be placed on Financial Aid Probation and has one semester (or as stated on the SAP Appeal Approval Condition(s)) to meet the SAP requirements in order to remain eligible for financial aid. Students continue to receive aid while on Financial Aid Probation. Financial Aid Probation will not extended. Please send your appeal to: Please send your appeal to:

    Satisfactory Academic Progress Appeal Committee
    Office of Student Financial Aid
    0102 Lee Building
    University of Maryland College Park
    College Park, MD 20742

Graduate Student Standards

University of Maryland College Park follows the following Satisfactory Academic Progress guidelines for graduate students:

  • Graduate students are eligible for financial aid based on the U.S. Department of Education standards, which are both qualitative and quantitative. The qualitative component requires that your grades and evaluation of work completed be measured against the published program requirement. The quantitative component specifies that the maximum time frame for completion of your program. Please visit Graduate School Catalog to view your complete graduate program policy.
  • Graduate students must maintain the minimum cumulative grade point average published for their program to remain eligible for financial aid.
  • If a graduate student has been notified that he/she is no longer eligible for financial aid, he/she may appeal this decision to the Financial Aid SAP Committee. A written letter of appeal and documents supporting his/her request must be submitted to Office of Student Financial Aid within thirty (30) days of the financial aid suspension letter. The Committee may waive these guidelines and consider cases of unusual hardship, personal injury, death of relative or other special circumstances.