Student Financial Aid

2015-2016 Financial Aid Award Guide

Aid Programs


To be considered for federal, university, or state-sponsored aid programs, you must submit a FAFSA. Please see section on Special Enrollment Options for minimum enrollment requirements for each type of award. Student loans must be paid back. Grants, Scholarships, and Federal Work-Study earnings do not have to be paid back.

The University of Maryland is committed to helping families meet the costs associated with a university education. Please be aware that Federal and State aid provided to students in their financial aid packages are estimated and subject to funding availability. If funding is reduced or discontinued, we will notify you as soon as possible and provide you with information about how to find alternative resources.

Federal Pell Grant

This need-based grant is available only to students who are pursuing their first undergraduate degree and show exceptional financial need.

Teacher Education Assistance for College and Higher Education (TEACH) Grant

The TEACH Grant Program provides grants of up to $3,964 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. In exchange for receiving a TEACH Grant, you must agree to serve as a full-time teacher in a high-need field in a public or private elementary or secondary school that serves low-income students. As a recipient of a TEACH Grant, you must teach for at least four academic years within eight calendar years of completing the program of study for which you received a TEACH Grant. If you fail to complete this service obligation, all amounts of TEACH Grants that you received will be converted to a Federal Direct Unsubsidized Loan. You must then repay this loan to the U.S. Department of Education. If you are interested in learning more about the TEACH Grant Program please visit the Office of Student Financial Aid website for additional details.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Funds are limited. The Office of Student Financial Aid will determine eligibility.

UM Grant

To be considered for this award, applicants must be pursuing their first bachelor’s degree, must have met UM’s Priority Deadline, must demonstrate financial need, and must demonstrate exceptional academic achievement or potential. Additionally, students must be enrolled full time to receive institutional aid. Funds are limited.

Part-Time State Grant

The OSFA can award this Maryland state grant to Maryland residents who demonstrate financial need and enroll for 6 to 11 credits per semester. Funds are limited.

Maryland Higher Education Commission (MHEC)

The Maryland Higher Education Commission Office of Student Financial Assistance offers and administers a variety of state scholarships and grants. Educational Assistance Grants, Guaranteed Access Grants, House of Delegates Scholarships, Senatorial Scholarships and Distinguished Scholarships are the most common types of awards received by UM students.

To be considered for most Maryland Scholarships and Grants, students must be Maryland residents who filed their FAFSA by March 1. In addition, students must demonstrate financial need and/or academic merit. For more information, please contact the MHEC Office of Student Financial Assistance at 1-410-767-3300 or visit their website.

UM Departmental Scholarships

Some UM colleges and departments offer scholarships. For more information, please contact your academic department.

Federal Work-Study

A Federal Work-Study (FWS) award gives students the opportunity to earn wages through employment with an eligible FWS employer. To be considered for FWS, students must demonstrate financial need. Earnings are not credited to students’ accounts. Students will receive biweekly paychecks for the hours worked. Hourly wage rates vary depending on the complexity of the work performed. FWS funds are limited.